Helping You Help Your Clients

As the first wave of Baby Boomers approaches retirement, there is a shift in focus from asset accumulation to income distribution that retirees won’t outlive. This shift, coupled with the realization that many individuals approaching retirement have not accumulated sufficient assets, offers opportunities for financial planners to:

• Help employers with employee educational programs that encourage accumulation of adequate retirement assets
• Advise employers and participants on how to plan for retirement distributions they won’t outlive

• Educate employees about the shift to self-directed benefits
• Increase employee participation
• Help employees make informed investment decisions
• Engender employee appreciation for the value of employer-provided benefits

Spreading the Value of Accumulating Retirement Plan Assets

The world has changed. You know that the dramatic decline in pension plans coupled with increasing life expectancy and substantially rising health care costs means that we have to accumulate far greater retirement assets than previous generations. We can help you spread the word.

Companies are beginning to understand the need to grow participation and assets by simplifying investment choices.  Companies are also learning that simply mailing brochures to employees or referring them to Websites for financial education doesn’t work. There is a growing awareness that companies need strategic employee education programs and advisors to help employees with investment decisions. 

We can help you design and present seminars that effectively illustrate the need to accumulate adequate retirement assets and help employees understand investment options. We have over 25 years of experience developing dynamic training programs that simplify complex retirement concepts. We can help you build participation and appreciation.

Planning for Retirement Distributions

The lack of defined benefit plans coupled with increasing life expectancy has sparked a new generation of flexible products designed to ensure adequate income throughout retirement. Most individuals need help managing retirement income and financial planners can play a key role. Our firm can help you develop and present distribution planning seminars that:

• Address tax and financial issues
• Integrate retirement distribution with an overall estate plan
• Look at the right mix of financial products